Manage and grow your money like a farmer

40 Side Income Ideas or Ideas for Dave Jobs (with links)

Feb

12

2017

Dave Job is a term developed by the followers of the financial teachings of Dave Ramsey. He is the founder of Dave Ramsey Radio Show (1992) which was initially developed for helping people one-on-one who were struggling with financial issues. A Dave job is a job that you pick up on the side to earn extra cash to put towards your debt. Additional advantages of a side job or Dave Job: In addition to the additional income that you generate, you could also get tax write off for most of the Dave job (side job) related expenses. For example, the ...

How to save money on your home phone bill?

Feb

9

2017

We used to pay about $32.00 per month (when bundled with FIOS from Verizon) for our home phone service alone. Then we switched to IP phone service from VOIPO. With VOIPO, there is no setup fee and everything is included in the single 149.00 payment for two years. It is $6.20 per month if you like to know the per month cost. You can cancel your service during the first month if we are not fully satisfied. I have been with them for over 6 months and I am very happy with their service. The $6.20 per month service includes ...

Good Debt and Bad Debt

Feb

9

2017

When you get into debt (or buying something using your credit card), it is very important to identify if the debt incurred is a good debt or a bad debt. Simply put, a good debt will have a very good potential to increase your cash flow and assets on a future date. Sometimes the same debt can become a good debt or bad debt, depending on how it is originated and managed. A student loan is generally considered as a good debt. But if you take a huge student loan and didn’t graduate and didn’t benefit from your education then ...

What is the student loan forgiveness program?

Feb

7

2017

As Money Farmers, we consider most debt as bad. A debt is a good debt only when it is used to acquire cash flowing assets. Is the student loan a good debt? Well it depends. If the student loan is used to obtain a degree that is mostly guaranteed to land you in a well paying career, then it is a good debt. But if you accumulate student loans indiscriminately (Say $140,000 debt for a degree in political science or womens studies which may not be useful to lead you to a good paying career), then that student loan is ...

Five proven ways to make money as a student (with links)

Feb

4

2017

I understand that you are a student and you are still learning the ways of the world. However, if you look inside, there are several abilities and skills within you which are valuable to others. The only task you have is to find the right customers and align your skills with their needs, and voila, you found an opportunity to make money. Most people are unaware of the often misunderstood concept of money. Money is not real – it is an illusion. Your ability to make money is what is real. If you can always focus on your ability to ...