Dave Ramsey | The Money Farmer

The secrets of mystery shopping

Apr

6

2017

Mystery shopping, or secret shopping, is a process or a tool used most often by the companies in the service industries to evaluate the quality of the service they offer to their customers. Mystery shoppers are normal everyday folks hired to perform this task. As part of a mystery shopping assignment, mystery shoppers pose as regular customers and avail the services offered by a company. After the assignment, the secret shopper is required to submit a detailed report (often within 24 hours) evaluating the service of the company. The report by the mystery shopper will provide an impartial assessment of ...

How to generate a side income as Amazon Flex driver

Mar

23

2017

You want to generate a side income, without compromising your main job. You started to follow Dave Ramsey’s debt snowfall program and you are trying to find side jobs to increase your income to payoff your debts faster. You are a student and would like to bring in additional cash so that you can reduce the amount of student loan you need or you need money to support your lifestyle in college. If anyone of the above are true, you are at the right place. If you have a car, then Amazon Flex is one of the ways by which ...

Ten Practical Ideas to Get Your Spouse On-board with a Budget

Mar

12

2017

It is EXTREMELY difficult to develop a family budget and sticking to it when your spouse is not on-board with you. Included In This Article: How to discuss the budget with your spouse? How to get your reluctant husband or wife on-board with budgeting? What to do when your husband won’t stop spending money, how can you make him follow your budget? What to do when your husband won’t share his financial information? Approaches you can use when your husband/wife is financially irresponsible What approaches you can use when your husband doesn’t contribute financially Tackle the problem when your wife ...

Emergency Fund Progress Tracking Chart (Baby Step 1.1)

Feb

12

2017

We are fans of the Dave Ramsey’s Total Make Money Makeover book and the related course. You can read more about emergency fund here. How to start an emergency fund, where to save the money of the emergency fund. Posted below is the Emergency Found Progress Tracking Chart that you can use for your Baby Step 1.0 part of your journey towards financial prosperity and debt free life. Click here to download the PDF version of this Emergency Fund Progress Tracking Chart. You can also view the example shown below to see how to use this chart.

What is an emergency fund and why you need them?

Feb

12

2017

An emergency fund is a stash of money you set aside to cover unexpected financial expenses. If you are unprepared for these emergencies, these expenses can snow ball and become very costly and the related stress will eat you away. Commonest emergencies for which you need to keep an emergency fund: Job loss – for you or for your significant other Family health emergency (medical or dental) Emergency health care for your beloved pet Unanticipated car repairs Unplanned home repairs (emergency plumbing issues, premature appliance breakdown) Bigger than expected tax bill (can be due to a debt that was forgiven) ...

40 Side Income Ideas or Ideas for Dave Jobs (with links) 1

Feb

12

2017

Dave Job is a term developed by the followers of the financial teachings of Dave Ramsey. He is the founder of Dave Ramsey Radio Show (1992) which was initially developed for helping people one-on-one who were struggling with financial issues. A Dave job is a job that you pick up on the side to earn extra cash to put towards your debt. Additional advantages of a side job or Dave Job: In addition to the additional income that you generate, you could also get tax write off for most of the Dave job (side job) related expenses. For example, the ...